Chances are you found this page because you’re a small business owner who heard about PCI compliance. Maybe you were notified by a bank or payment processor that you need to be compliant, or you read somewhere that similar businesses to yours have had to be compliant. In either scenario, you probably weren’t expecting it, […]
It’s common for companies with gaps in their PCI DSS compliance to wonder “How bad could it really be?” Knowing the possible extent of fines for non-compliance and being able to put dollar values on the risk, can help convince board members or executives to allocate the appropriate budget to your firm’s PCI compliance efforts.
The PCI Data Security Standards were recently updated to version 4.0. PCI DSS v4.0 was officially released on March 31st, 2022 and is replacing PCI DSS v3.2.1. This update to the PCI DSS is the first significant update to the security standards since 2018. Some evolving requirements include new or modified requirements added to the
A PCI Gap Assessment can be a valuable resource for your organization as you first begin your journey on PCI (before your first assessment) or while transitioning between PCI DSS versions (from version 3.2.1 to 4.0). The PCI Gap Assessment will help you understand where you are and tell you where you need to go.
If you are a small or medium-sized business, you are most likely applicable to a PCI Self-Assessment Questionnaire (PCI SAQ). SAQs are a slimmed-down version of the PCI Report on Compliance (ROC). Depending on your PCI Level, which is determined by the number of transactions you process on an annual basis, a SAQ may be
There are two kinds of PCI assessors: Qualified Security Assessors (QSAs) and Internal Security Assessors (ISAs). This article will focus on the former. QSAs are certified by the PCI Security Standards Council (SSC) to perform PCI assessments for other companies through consulting. A QSA has not only the knowledge to perform PCI assessments but also
Attaining PCI certification for an organization, for the first time, is not a small undertaking, whatever path you take. But PCI compliance is one of the most impactful things you can do to better protect your card data and ultimately your business. PCI compliance helps you to secure your environment, benchmark standards, and serves as
PCI DSS 4.0 is the latest release of the PCI Data Security Standards since Version 3.2.1 on May 17, 2018. Version 4.0 was released in Q2 of 2022 and has been updated to continue the effort and focus on securing cardholder data and the current (and future) state of the payment industry, while also promoting
The payment Card Industry (PCI) is a set of requirements that organizations are required to be audited against to accept, process, or store any payment card information. This standard is designed to help the brand label cards (AMEX, Discovery, Visa, etc.) reduce fraud risk through the loss or compromise of credit cards. As part of
Payment card information (PCI) processed by a business’ call center must address several key areas to meet PCI compliance: identifying PCI in the call center environments, implementing PCI DSS compliance requirements, and outsourcing versus not outsourcing. If a business chooses to retain its call center function, all applicable requirements of the current PCI DSS at